5 Things to do after a hit and run accident?

  • Pull over safely
    • Don’t attempt to chase or apprehend the culprit, as this can make the situation exponentially worse
  • Once parked, call the police immediately
    • Failing to contact the police, even if you don’t have a description or license plate number of the vehicle that hit you, can result in your insurance company dragging out the claims process or denying it altogether
  • Gather evidence
    • Take pictures of your vehicle showing the damage from all necessary angles, as well as pictures of the area where the incident occurred
    • Write down everything you can remember; what happened immediately before and after the collision, and any details about the other vehicle.
    • The license plate number is most important, though it isn’t always easy to get
  • Look for witnesses
  • Contact your insurance company
    • After filing the police report, you will want to file a claim with your insurance company if you have the right coverage
      • To have damage from a hit and run covered (whether you were involved in a collision or your car was damaged while you weren’t present), you’ll need to have either uninsured motorist property damage coverage (UMPD) or collision coverage.
      • To present an injury claim from a hit and run covered, you’ll need to have a uninsured motorist coverage (UMBI) to get compensation.